There are no prepayment charges, the customer can prepay the loan through the app
The company is reaching to customers directly and passes on the cost saved on intermediation to them as attractive interest rates. There are no charge while applying for the loan and post-loan disbursal.
“However, before choosing the lender, you should always compare the home loan offers in the market not only at affordable rates but also evaluate services and charges,” says Raj Khosla, founder and MD of . You must compare the read more offers on home loan aggregator website, then opt for the best scheme.
Before applying for a home loan, you need to access whether such facility is available from a digital home loan lender like Navi,” says Khosla
“Navi Finserv is RBI registered NBFC thus any offering coming from them is under the purview of the regulator and also NBFC ombudsman,” says Khosla. So, it seems safe to apply for a home loan through a Navi app.
Now, Navi mainly focuses on non-affordable customers and mostly serves salaried customers. “They should also have strong offerings and similar home loan schemes for self-employed individuals,” says Monga. Read more

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